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Empower Your Clients with Advanced Planning Tools

Collaborate securely, run sophisticated forecasts, and deliver professional reports—all from one platform designed for financial professionals.

Built by Advisers, for Advisers

Streamline client planning, run scenarios together, and deliver reports that clients actually understand

👥 Manage Multiple Clients Efficiently

Handle all your clients from one dashboard. Switch between client profiles instantly, see their complete financial picture, and track planning conversations.

  • Manage unlimited client portfolios
  • Quick-switch between clients
  • View all client goals and scenarios at a glance
  • Track planning progress and action items
  • Client permission management

🤝 Collaborate With Clients Securely

Share scenarios, test ideas together in real-time, and let clients see their planning options. No bank login sharing—complete data control.

  • Invite clients to collaborate on planning
  • Run what-if scenarios together
  • Show multiple paths to financial goals
  • Get client sign-off on decisions
  • Secure data sharing (no passwords)

📊 Generate Professional Reports

Export comprehensive reports with client branding. Show detailed plans, forecasts, and recommendations that build client confidence.

  • PDF reports with your branding
  • Include forecasts and scenarios
  • Client-friendly explanations of complex data
  • Executive summaries and detailed sections
  • Export data in multiple formats (CSV, PDF)

🔮 Sophisticated Forecasting Engine

Run Monte Carlo simulations to show clients realistic success probabilities. Test strategies and show the real impact before making changes.

  • 1,000+ scenario simulations per forecast
  • Probability-based outcomes (10th, 50th, 90th percentile)
  • Sensitivity analysis for key variables
  • Stress-testing against market downturns
  • Multiple scenario stacking

💡 Built-In Tax Strategy Tools

PennyNest understands Australian tax rules. Help clients optimize capital gains, superannuation, salary sacrifice, and deductible debt.

  • Capital gains tax planning (50% discount)
  • Superannuation optimization
  • Salary sacrifice scenarios
  • Negative gearing strategies
  • Tax-deductible debt tracking

⚙️ Fits Your Workflow

PennyNest complements your existing tools. Use it for planning conversations, proposal generation, and ongoing client relationship management.

  • Your toolkit—add to existing practice
  • No requirement to migrate client data
  • Quick onboarding for new clients
  • Referral program for clients
  • Integration with planning meetings

How Different Advisers Use PennyNest

💼 Financial Planners

Build comprehensive financial plans with clients. Test retirement scenarios, property purchases, and investment strategies. Generate professional plans to send home.

🏢 Accountants

Help clients understand tax implications. Model salary sacrifice, capital gains timing, and investment structure decisions. Show tax savings in real dollars.

🏦 Mortgage Brokers

Show clients their complete financial picture. Help them understand loan impact on net worth. Run scenarios showing different loan amounts and payoff timelines.

📈 Investment Advisers

Model investment portfolios in the context of full financial plans. Show how investment recommendations impact retirement date and wealth goals.

Adviser-Specific Features

🎨 White-Label Branding

Customize PennyNest with your firm's branding. Reports, client portals, and exports show your logo and brand.

  • Logo customization
  • Branded PDF reports
  • Custom email communications

📱 Client Portal

Clients can view their planning results anytime, anywhere. See updated forecasts and track progress toward goals.

  • Secure login for each client
  • View only their own data
  • Mobile-responsive design

📧 Automated Communications

Send automated updates, reports, and reminders to clients. Keep them engaged with their financial plans.

  • Scheduled report delivery
  • Review reminder emails
  • Goal progress notifications

🔐 Enterprise Security

Bank-grade encryption and security for sensitive client financial data. Regular audits and compliance.

  • End-to-end encryption
  • Role-based access control
  • Audit logs for compliance

📊 Client Analytics

Understand your clients better. See engagement metrics, common questions, and trending planning topics.

  • Portfolio overview statistics
  • Client engagement tracking
  • Scenario usage analytics

🎯 Priority Support

Dedicated support for your practice. Get help with complex scenarios, client onboarding, and technical issues.

  • Phone support
  • Technical assistance
  • Custom training

🔒 Client Privacy is Non-Negotiable

PennyNest doesn't ask clients for bank logins. They maintain full control of their data while you collaborate on planning.

No Bank Connections - Clients manually enter data. You never touch their login credentials.
Secure Sharing - Clients invite you to collaborate. They can revoke access anytime.
Privacy by Design - No data brokers, no marketing lists. Just planning conversations.

Pricing Designed for Practices

Scale your practice without scaling your costs

Single Adviser

$12/month

Perfect for independent advisers:

  • Unlimited client portfolios
  • All adviser features
  • White-label branding
  • PDF/CSV exports
  • Email support

Adviser Team

$20/month

For adviser firms and teams:

  • Everything in Single Adviser
  • Up to 3 team members
  • Shared client management
  • Team analytics
  • Priority phone support
Get Started

Enterprise

Custom Pricing

For large practices needing custom setup:

  • Unlimited team members
  • Custom integrations
  • Dedicated account manager
  • Custom branding & portal
  • SLA & compliance support
Contact Sales

Ready to Elevate Your Client Planning?

Join financial advisers across Australia using PennyNest to deliver better planning outcomes.

Create Your Adviser Account